We Strive for You
Our mission is to build strong relationships with our clients and use research, education and clarity to walk alongside you every step of the way in order to help drive your success and happiness.
Insurance Protection
Life Insurance
Disability Insurance
Long-Term Care Coverage
Medicare Plans
Employer Benefits
Medical Insurance
Investment Guidance
Together, we create and build your personalized portfolios of assets by measuring the relationship of investment returns and risk, while being conscious of tax implications. These portfolios are not static — we continuously evaluate your assets and make adjustments to maximize returns in accordance with your risk tolerance, understanding that your goals may change over time. In addition to providing investment account services, we also work with clients to provide independent analyses of their existing portfolios.
Retirement Strategies
Accumulation
What are your savings goals and expectations? What types of assets do you prefer to own? What life events could affect your ability to accumulate wealth?
Preservation
How diversified are your investments? How comfortable are you with risk? How sustainable are your investments to weather fluctuating market conditions?
Distribution
What are your income sources in retirement? What is the best order of decumulation? What is the best approach to help you enjoy your retirement and still leave assets for legacy?
Legacy Planning
A good first step in estate planning is to gather an inventory of all of your assets and liabilities and provide financial models to illustrate how your estate can develop over time. The calculations take into account personal and business owned assets, as well as state specific benefits. We work together with you if you would like to transfer or gift during or after your lifetime, once you have provided for yourself and a happy retirement. The plan will also propose appropriate asset ownership and beneficiary designations, as well as take into consideration taxation factors, in order to maximize efficient wealth distribution upon death.